Privacy Policy
January 16, 2024
Introduction
Greetings from the Privacy Policy of "Get 250 Cash Advance: Loan App" (also known as "App"). This policy details how we handle and utilize your information during your interaction with our application.
Disclosure
Our Role Defined
"The App" serves as an intermediary, not assuming the roles of a lender or a financial advisor. Our primary function is to offer a platform that bridges the gap between users and prospective lenders. It's important to note that all financial judgements, such as setting the Annual Percentage Rate (APR), determining fees, and specifying loan conditions, are exclusively the responsibility of independent third-party lenders.
Information Gathering
Types of Data We Gather
"The App" acquires two varieties of data: personally identifiable information (PII) and non-personally identifiable information (non-PII).
Personally Identifiable Information (PII): PII comprises details that can uniquely identify an individual. Such information is gathered when users fill out a form online to apply for a loan or make inquiries through the App. Examples of PII include an individual's name, mailing address, telephone number, Social Security Number (SSN), email address, date of birth, driver's license details, citizenship status, employment background, income specifics, homeownership status, and banking details.
Non-Personally Identifiable Information (Non-PII): This information is collected in a way that does not allow direct association with any specific individual. It is obtained via third-party trackers or cookies. Non-PII encompasses data such as IP addresses, the type of web browser used, times of access, preferred languages, data on user interactions (clickstream data), and the areas of the App that users browse.
Cookies
What Are Cookies?
Cookies are small pieces of information sent by a website to a user's computer while they browse the internet. Cookies are used to enhance user experience and remember user preferences, without identifying the user personally.
Information Distribution
Utilization of PII
The primary reason for gathering PII is to offer the services requested by our users. We ensure that this information is shared securely with our affiliated lenders to assist in loan facilitation, managing disputes, addressing technical issues, and upholding our agreements. The application of PII by the App is confined to the essential functions needed to deliver these services.
By submitting their PII, users consent to its dissemination among trustworthy third parties, adhering to the relevant legal standards. This encompasses the sharing of information with partners directly involved in financial services linked to the App, for the purpose of delivering targeted marketing and advertising services pertinent to the user. The App maintains the authority to distribute, exchange, or reveal user information to third parties as deemed appropriate.
Safeguarding User Information
The operators of the App do not have the capability to view user information entered during the signup phase. All loan applications submitted by users are securely transmitted to credible direct lenders in our network.
When users provide their PII, they empower these partnered lenders to reach out to them about loan applications and the processing thereof. Consequently, applicants relinquish any right to lodge complaints regarding such communications with the Federal Trade Commission (FTC) or similar regulatory bodies.
Third-Party Collaborations
The App relies on external service providers to enhance the quality of its offerings. As part of this process, it may share user data with these entities. This includes disseminating information to lenders, affiliated entities, and any parties that assume the App's obligations.
Each external party adheres to its privacy guidelines, which detail the handling and disclosure of personal data.
Compliance and Legal Duties
Required Legal Disclosures
The App is obligated to release PII under certain circumstances, such as in compliance with legal orders, subpoenas, law enforcement requests, or to uphold or defend its legal rights. Additionally, it might disclose information to address illegal activities, suspected fraud, or potential threats.
User Preferences
Consent Management
Submitting PII through the App constitutes consent to engage with third parties. Nevertheless, users possess the autonomy to opt out of future communications, allowing them control over their information sharing preferences.
Links to External Parties
Navigating to Third-Party Websites
The App might include links to or redirect users to external websites not governed by this Privacy Policy. We recommend reviewing the privacy statements and terms of these third-party sites, as the App does not have oversight over their practices.
Policy Revisions
Policy Updates and Adjustments
The guidelines and offerings of the App, including promotions, legal notices, and operational functions, are subject to change without prior notification at our discretion.
Protection of Minors
Intended User Age
The App is designed for individuals who are at least 18 years old or have reached the age of majority in their region. We do not intentionally gather personal information from minors under 18.
Securing Data
Commitment to Data Protection
We prioritize the security of your data, especially during online transactions. To protect your information, we employ Secure Socket Layer (SSL) technology for data encryption.
California Residents' Privacy
Rights of California Users
California residents are entitled to specific privacy rights concerning the collection and sharing of personal information for advertising purposes. You have the option to request a detailed account of this information sharing or to opt-out from having your data used for these purposes.
You can assert your rights and submit complaints to the California Department of Consumer Affairs at the following:
- Address: 400 R Street, Suite 1080, Sacramento, CA 95814
- Phone: 916-445-1254 or 800-952-5210
- Email: dca@dca.ca.gov
Get in Touch
For inquiries regarding the "cloud-creditadm@outlook.com" please contact us via email at cloud-creditadm@outlook.com.
Introduction
Greetings from the Privacy Policy of "Get 250 Cash Advance: Loan App" (also known as "App"). This policy details how we handle and utilize your information during your interaction with our application.
Disclosure
Our Role Defined
"The App" serves as an intermediary, not assuming the roles of a lender or a financial advisor. Our primary function is to offer a platform that bridges the gap between users and prospective lenders. It's important to note that all financial judgements, such as setting the Annual Percentage Rate (APR), determining fees, and specifying loan conditions, are exclusively the responsibility of independent third-party lenders.
Information Gathering
Types of Data We Gather
"The App" acquires two varieties of data: personally identifiable information (PII) and non-personally identifiable information (non-PII).
Personally Identifiable Information (PII): PII comprises details that can uniquely identify an individual. Such information is gathered when users fill out a form online to apply for a loan or make inquiries through the App. Examples of PII include an individual's name, mailing address, telephone number, Social Security Number (SSN), email address, date of birth, driver's license details, citizenship status, employment background, income specifics, homeownership status, and banking details.
Non-Personally Identifiable Information (Non-PII): This information is collected in a way that does not allow direct association with any specific individual. It is obtained via third-party trackers or cookies. Non-PII encompasses data such as IP addresses, the type of web browser used, times of access, preferred languages, data on user interactions (clickstream data), and the areas of the App that users browse.
Cookies
What Are Cookies?
Cookies are small pieces of information sent by a website to a user's computer while they browse the internet. Cookies are used to enhance user experience and remember user preferences, without identifying the user personally.
Information Distribution
Utilization of PII
The primary reason for gathering PII is to offer the services requested by our users. We ensure that this information is shared securely with our affiliated lenders to assist in loan facilitation, managing disputes, addressing technical issues, and upholding our agreements. The application of PII by the App is confined to the essential functions needed to deliver these services.
By submitting their PII, users consent to its dissemination among trustworthy third parties, adhering to the relevant legal standards. This encompasses the sharing of information with partners directly involved in financial services linked to the App, for the purpose of delivering targeted marketing and advertising services pertinent to the user. The App maintains the authority to distribute, exchange, or reveal user information to third parties as deemed appropriate.
Safeguarding User Information
The operators of the App do not have the capability to view user information entered during the signup phase. All loan applications submitted by users are securely transmitted to credible direct lenders in our network.
When users provide their PII, they empower these partnered lenders to reach out to them about loan applications and the processing thereof. Consequently, applicants relinquish any right to lodge complaints regarding such communications with the Federal Trade Commission (FTC) or similar regulatory bodies.
Third-Party Collaborations
The App relies on external service providers to enhance the quality of its offerings. As part of this process, it may share user data with these entities. This includes disseminating information to lenders, affiliated entities, and any parties that assume the App's obligations.
Each external party adheres to its privacy guidelines, which detail the handling and disclosure of personal data.
Compliance and Legal Duties
Required Legal Disclosures
The App is obligated to release PII under certain circumstances, such as in compliance with legal orders, subpoenas, law enforcement requests, or to uphold or defend its legal rights. Additionally, it might disclose information to address illegal activities, suspected fraud, or potential threats.
User Preferences
Consent Management
Submitting PII through the App constitutes consent to engage with third parties. Nevertheless, users possess the autonomy to opt out of future communications, allowing them control over their information sharing preferences.
Links to External Parties
Navigating to Third-Party Websites
The App might include links to or redirect users to external websites not governed by this Privacy Policy. We recommend reviewing the privacy statements and terms of these third-party sites, as the App does not have oversight over their practices.
Policy Revisions
Policy Updates and Adjustments
The guidelines and offerings of the App, including promotions, legal notices, and operational functions, are subject to change without prior notification at our discretion.
Protection of Minors
Intended User Age
The App is designed for individuals who are at least 18 years old or have reached the age of majority in their region. We do not intentionally gather personal information from minors under 18.
Securing Data
Commitment to Data Protection
We prioritize the security of your data, especially during online transactions. To protect your information, we employ Secure Socket Layer (SSL) technology for data encryption.
California Residents' Privacy
Rights of California Users
California residents are entitled to specific privacy rights concerning the collection and sharing of personal information for advertising purposes. You have the option to request a detailed account of this information sharing or to opt-out from having your data used for these purposes.
You can assert your rights and submit complaints to the California Department of Consumer Affairs at the following:
- Address: 400 R Street, Suite 1080, Sacramento, CA 95814
- Phone: 916-445-1254 or 800-952-5210
- Email: dca@dca.ca.gov
Get in Touch
For inquiries regarding the "cloud-creditadm@outlook.com" please contact us via email at cloud-creditadm@outlook.com.
